<?xml version="1.0" encoding="utf-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-news/0.9 http://www.google.com/schemas/sitemap-news/0.9/sitemap-news.xsd"><url><loc>https://www.dentistryiq.com/newsworthy/regulation-policy/news/55411675/new-california-law-requires-dental-insurers-to-pay-out-of-network-dentists-directly</loc><news:news><news:publication><news:name>Dentistry IQ</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T16:51:19.000Z</news:publication_date><news:title>New California law requires dental insurers to pay out-of-network dentists directly </news:title></news:news></url></urlset>