Richard Lunetta began his career in financial services upon graduation from Merrimack College. Over the years, he has enjoyed educating dental and medical students on making smart financial decisions designed to help protect themselves over the course of their career. Richard has made it a top priority to help students and residents understand the importance of disability insurance—and the important role it can play in helping them protect their financial future during their working years. Richard’s passion to help his clients has enabled him to provide them with valuable resources on student loan repayment strategies. In addition, Richard helps medical professionals prepare themselves for practice ownership through proper cash flow strategies and he leverages his vast network as important resources who can help these clients along the way. Richard has lived in Massachusetts for his entire life. His primary office is in Middleton, Massachusetts. His email is [email protected].